Freedom Market Insider

Use of this Website or receipt of any Content does not create an investment adviser–client relationship, fiduciary relationship, broker-dealer relationship, registered investment adviser relationship, or any other regulated advisory relationship between you and the Company or any affiliated parties.

The Company is not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC), any state securities regulator, the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), or any other regulatory authority unless expressly stated otherwise.

The Company does not provide personalized investment advice, portfolio management services, or individualized financial planning. The information provided is general in nature and is not tailored to your individual financial circumstances, investment objectives, risk tolerance, time horizon, or tax situation.

Users are solely responsible for any investment or trading decisions made based on the Content and for compliance with applicable laws and regulations in their jurisdiction.

You should always consult a licensed and qualified investment adviser, broker-dealer, financial planner, certified public accountant (CPA), tax professional, or attorney before making any financial, investment, or tax-related decisions.

Never make investment or trading decisions based solely on information obtained from this Website or through the Company’s communications.

Financial markets are complex, and what may be suitable for one investor may not be appropriate for another. Professional advisers can assess your unique circumstances and provide personalized guidance.

Users are responsible for compliance with all applicable local, state, federal, and international laws and regulations in their jurisdiction.

The Company makes no representations, warranties, or guarantees regarding the accuracy, completeness, timeliness, reliability, or suitability of any information, analysis, recommendation, or prediction provided.

Past performance is not indicative of future results. Historical returns, backtested results, or performance data shown for any investment strategy, security, portfolio, trading system, or asset class do not guarantee or predict future performance.

All investing and trading involves substantial risk, including:

• The possible loss of principal (your entire investment)
• Volatility and significant price fluctuations
• Market risk, liquidity risk, and counterparty risk
• Regulatory changes and geopolitical events
• Economic downturns and systemic market failures

Any projections, forecasts, price targets, earnings estimates, market commentary, technical analysis, trading signals, buy/sell recommendations, or forward-looking statements are speculative in nature, based on assumptions that may prove incorrect, and may change without notice.

Individual results will vary significantly based on:

• Market conditions and timing of entry/exit
• Individual investment decisions and risk management
• Account size, leverage used, and trading discipline
• Fees, commissions, taxes, and other costs
• Investor behavior and emotional decision-making

Trading or investing in certain financial instruments involves extremely high risk and is not suitable for all investors. High-risk instruments include, but are not limited to:

• Options and derivatives: Complex instruments that can result in total loss of investment and, in some cases, losses exceeding initial capital
• Futures contracts: Highly leveraged instruments with potentially unlimited losses
• Margin trading: Borrowing to invest amplifies both gains and losses; can result in losses exceeding your initial deposit
• Leveraged and inverse ETFs: Not suitable for long-term holding; daily rebalancing can cause significant tracking errors
• Forex (foreign exchange) trading: Highly volatile, leveraged market; majority of retail forex traders lose money
• Contracts for Difference (CFDs): Complex leveraged products banned in some jurisdictions due to high retail investor losses
• Penny stocks and microcap securities: Illiquid, volatile, and susceptible to manipulation and fraud
• Private placements and Regulation D offerings: Illiquid, high-risk, and may involve conflicts of interest

Before trading or investing in any high-risk instrument, ensure you fully understand:

• How the instrument works and its risk characteristics
• The potential for total or greater-than-total loss of capital
• All fees, commissions, spreads, financing costs, and tax implications
• Your own risk tolerance and financial ability to sustain losses

Warning: The majority of retail traders using leverage lose money. Do not invest money you cannot afford to lose.

Cryptocurrencies, tokens, digital assets, blockchain-based investments, decentralized finance (DeFi) protocols, non-fungible tokens (NFTs), and related products are:

• Highly speculative and extremely volatile
• Subject to significant regulatory uncertainty and potential future restrictions or bans
• Not backed by any government, central bank, or tangible assets in most cases
• Susceptible to hacking, theft, loss of private keys, and technological failures
• Potentially illiquid with wide bid-ask spreads
• Subject to market manipulation, pump-and-dump schemes, and fraud

Additional Digital Asset Risks:

• Exchanges and platforms can fail, be hacked, freeze withdrawals, or become insolvent
• Smart contract bugs or exploits can result in total loss of funds
• Lack of investor protections available in traditional securities markets
• Tax treatment is complex and varies by jurisdiction
• Regulatory status is unclear and evolving; assets may be deemed securities subject to registration requirements

The Company does not guarantee the accuracy of information related to digital assets and does not endorse any particular token, coin, protocol, blockchain, exchange, wallet, or DeFi platform unless expressly stated with supporting analysis.

Trading or investing in digital assets involves substantial risk, including the potential for total and permanent loss of capital. Digital assets may have no intrinsic value and could become worthless.

Any hypothetical performance results, backtested trading strategies, simulated portfolios, or model portfolios have inherent limitations and should be viewed with extreme caution.

Limitations of Hypothetical Results:

• Results are based on historical data and may not reflect future market conditions
• Hypothetical results do not represent actual trading and do not account for real-world factors such as slippage, liquidity constraints, and market impact
• Backtesting can be subject to data-mining bias, overfitting, survivorship bias, and look-ahead bias
• Hypothetical performance does not reflect the psychological and emotional challenges of real trading
• Transaction costs, taxes, and fees may not be accurately reflected
• Results may assume perfect execution, which is unrealistic in live markets

No guarantee exists that any strategy or approach that performed well in backtesting or simulation will perform well in actual trading or investing.

Any testimonials, user reviews, case studies, success stories, profit screenshots, or earnings claims presented on this Website or in our communications represent individual experiences and are not typical or guaranteed results.

Important Disclosures:

• Results shown may not be independently verified
• Individual results vary significantly based on numerous factors beyond the Company’s control
• Success stories may not account for all losses, fees, or time invested
• Testimonials may be compensated, incentivized, or selected for favorable outcomes
• Survivorship bias may be present (unsuccessful cases may not be reported)

Do not assume you will experience similar results. Your own results may be substantially better or worse depending on market conditions, your skill level, capital, discipline, and many other factors.

The Company does not act as, and is not registered as:

• A broker-dealer or securities dealer
• A market maker or liquidity provider
• A commodity trading advisor (CTA)
• A futures commission merchant (FCM)
• A securities exchange or alternative trading system (ATS)
• A custodian, trust company, or qualified custodian under SEC regulations
• A registered investment company or mutual fund

The Company does not:

• Execute trades or process orders on your behalf
• Hold, custody, or have access to customer funds or assets
• Provide order routing, trade settlement, or clearing services
• Offer securities lending, margin lending, or custodial services
• Operate an exchange, trading venue, or matching engine

U.S. Securities Law Compliance:

The Content may discuss or reference securities, including stocks, bonds, ETFs, mutual funds, options, and other investment products subject to U.S. securities laws.

Nothing on this Website constitutes:

• An offer to sell or a solicitation to buy any security
• Investment advice from a registered investment adviser (unless the Company is so registered and explicitly states this relationship)
• Research or analysis subject to SEC Regulation AC or Regulation Analyst Certification
• A prospectus, offering circular, or other offering document required under the Securities Act of 1933

The Company is not making a public offering of securities. Any discussion of specific securities is for informational and educational purposes only.

Before investing in any security, investors should:

• Read the official prospectus, offering memorandum, or Form ADV
• Consult with a registered investment adviser or broker-dealer
• Verify the registration status of the security and the seller with FINRA or the SEC
• Understand all risks, fees, and potential conflicts of interest

Accredited Investor and Suitability Requirements:

Certain investment opportunities mentioned may only be available to accredited investors or qualified purchasers as defined under U.S. securities laws. The Company does not verify investor status and users are responsible for determining their own eligibility.

Investment and trading activities have tax consequences that vary based on:

• Your tax residency and jurisdiction
• The type of investment or trading activity
• Holding periods (short-term vs. long-term capital gains)
• Account type (taxable, IRA, 401(k), etc.)
• Your individual tax situation and income level

The Company does not provide tax advice. The Content does not address the specific tax consequences applicable to your situation.

Tax laws are complex and subject to change. Consult a qualified tax professional, certified public accountant (CPA), or tax attorney to understand:

• Capital gains and losses
• Dividend and interest income taxation
• Wash sale rules and other trading-specific tax considerations
• Reporting requirements for foreign accounts (FATCA, FBAR)
• Cryptocurrency and digital asset taxation
• State and local tax obligations

Failure to properly report investment income or pay applicable taxes can result in penalties, interest, and legal consequences.

Market Data and Pricing Information:

Any market data, stock prices, cryptocurrency prices, exchange rates, charts, quotes, or other financial data provided on this Website:

• May be delayed by 15–20 minutes or more
• May not reflect real-time or current market prices
• May contain errors, inaccuracies, or omissions
• May be sourced from third-party providers over whom the Company has no control
• Should not be used as the sole basis for trading or investment decisions

The Company is not responsible for:

• Data feed interruptions, errors, or delays
• Losses resulting from reliance on inaccurate or outdated data
• Technical glitches, website downtime, or server failures
• Errors in calculations, charts, or data visualization tools

Always verify critical pricing and market data through your broker, exchange, or official market data provider before executing trades or making investment decisions.

Financial markets, economic conditions, regulations, tax laws, and company-specific information evolve constantly. Information on this Website may become outdated, superseded, or incorrect over time.

The Company does not guarantee that all information is current, accurate, or up-to-date at the time you access it. The Company is not obligated to update or revise previously published content, analysis, recommendations, or commentary.

Users are responsible for:

• Verifying that information is current and accurate before relying on it
• Monitoring changes in market conditions, regulations, and economic factors
• Staying informed through multiple independent and authoritative sources

Relying on outdated information can lead to poor investment decisions and financial losses.

Your reliance on any information, analysis, recommendation, or Content provided on this Website is solely at your own risk.

To the fullest extent permitted by applicable law, including laws outside the United States, the Company disclaims all liability for any loss, damage, or adverse consequences, including but not limited to:

• Financial losses from investments or trading activities
• Direct, indirect, incidental, consequential, punitive, or special damages
• Loss of profits, revenue, business opportunities, or data
• Damages resulting from reliance on inaccurate, incomplete, or outdated information
• Losses due to inability to access the Website, technical failures, or interruptions
• Losses resulting from third-party actions, fraud, or market manipulation
• Legal or regulatory penalties resulting from non-compliance with applicable laws

You acknowledge and agree that:

• All investment and trading decisions are made at your sole discretion and risk
• You are responsible for conducting your own research and due diligence
• You have the financial ability and risk tolerance to sustain potential losses
• The Company is not liable for any losses or damages arising from your use of the Website or Content

Global Accessibility:

This Website is accessible to users worldwide; however, the Company primarily designs the Content to comply with U.S. federal and state laws and makes no representation or warranty that the Website or Content complies with laws or regulatory requirements in jurisdictions outside the United States.

International Users — Important Notices:

Users accessing this Website from outside the United States do so at their own initiative and risk. The Company makes no representation or warranty that the Website or Content complies with the laws, regulations, securities requirements, or licensing obligations of any particular country or jurisdiction outside the United States.

Users are solely responsible for:

• Determining whether their access to and use of the Website complies with local laws
• Ensuring that any investments, trading activities, or financial products discussed are legal and available in their jurisdiction
• Understanding and complying with local tax reporting and payment obligations
• Verifying the regulatory status and licensing of any financial service providers or platforms they choose to use
• Complying with foreign exchange controls, capital controls, or restrictions on cross-border transactions

Jurisdiction-Specific Considerations:

• United States: Content is designed to comply with U.S. federal and state laws, including SEC, FINRA, CFTC, and FTC regulations
• European Union: Users in EU member states should be aware of MiFID II, PRIIPs, GDPR, and local financial services regulations
• United Kingdom: Users in the UK should comply with FCA regulations and understand that certain products (e.g., CFDs) have additional restrictions
• Australia: Users should comply with ASIC regulations and understand that certain leveraged products have retail investor restrictions
• Canada: Users should comply with CSA and provincial securities regulations; some content may not be suitable for Canadian residents
• Other Jurisdictions: Regulations vary widely; users should consult local legal and financial advisers

Restricted Jurisdictions:

Certain investment products, services, or platforms mentioned on this Website may not be available, legal, or suitable for residents of certain countries or regions due to regulatory restrictions, sanctions, or local laws. Users are responsible for determining whether they are legally permitted to access such products or services.

Minimum Age:

This Website is intended for use by individuals 18 years of age or older (or the age of majority in your jurisdiction, if higher). If you are under 18, you must obtain parental or guardian consent before using this Website.

Language and Translation:

The Content is primarily published in English. If we provide translations into other languages, those translations are for convenience only and may not be accurate or complete. In the event of any discrepancy between the English-language version and a translation, the English-language version shall govern.

Data Protection and Privacy:

International users should review our Privacy Policy for information about:

• How we collect, use, and protect personal data
• Your rights under GDPR (for EU residents) or other data protection laws
• Cross-border data transfers and data storage locations
• Your rights to access, correct, or delete your personal information

The Company seeks to comply with applicable U.S. federal and state laws and regulations governing advertising, marketing, and financial communications, including but not limited to:

• Federal Trade Commission Act (FTC): Truthful advertising, disclosure of material connections, and prohibition of deceptive practices
• Securities Act of 1933 and Securities Exchange Act of 1934: Anti-fraud provisions, offering disclosures, and registration requirements
• Investment Advisers Act of 1940: Regulation of investment advisers
• Commodity Exchange Act: Regulation of commodity futures and derivatives trading
• CAN-SPAM Act: Email marketing compliance, opt-out mechanisms, and sender identification
• State securities laws (Blue Sky Laws): State-level securities registration and anti-fraud provisions
• Dodd-Frank Wall Street Reform and Consumer Protection Act: Consumer protection and systemic risk regulation

Where applicable, the Company also seeks to comply with international financial regulations, including but not limited to:

• MiFID II (Markets in Financial Instruments Directive) — European Union
• FCA (Financial Conduct Authority) regulations — United Kingdom
• ASIC (Australian Securities and Investments Commission) regulations — Australia
• CSA (Canadian Securities Administrators) regulations — Canada

Regulatory requirements vary by jurisdiction, by the type of financial product or service discussed, and by the nature of the relationship between the Company and users. Where conflicts exist between jurisdictions, U.S. law shall govern for content published by the Company from the United States.

The Company is not licensed as an investment adviser, broker-dealer, or financial institution unless expressly stated otherwise with supporting documentation.

The Company does not owe any fiduciary duty to users of this Website. The Company is not acting in a fiduciary capacity and does not have an obligation to:

• Act in your best interest
• Prioritize your interests over the Company’s own business interests
• Provide advice that is suitable for your individual circumstances
• Disclose all material facts or potential conflicts of interest beyond what is required by law

Any recommendations, analysis, or content provided is for general educational purposes and does not constitute fiduciary investment advice.

If you require fiduciary investment advice, you should engage a registered investment adviser who operates under a fiduciary standard.

Limitation of Liability:

To the maximum extent permitted by applicable law, the Company’s total liability to you for any and all claims, losses, or damages arising from or related to your use of this Website or the Content shall not exceed the amount you have paid to the Company, if any, during the twelve (12) months preceding the event giving rise to liability.

In no event shall the Company be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to lost profits, lost revenue, lost business opportunities, or loss of data, even if the Company has been advised of the possibility of such damages.

Indemnification:

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, agents, affiliates, and partners from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising from or related to:

• Your use or misuse of this Website or the Content
• Your violation of this Financial Disclaimer or any applicable laws or regulations
• Your investment or trading decisions
• Any inaccurate or misleading information you provide
• Your violation of the rights of any third party

While the Company strives to provide accurate and reliable information, the Company makes no warranty, express or implied, regarding:

• The accuracy, reliability, completeness, or timeliness of any information, data, analysis, or recommendations
• The safety, legality, or suitability of any financial products, services, or platforms mentioned
• The credentials, qualifications, performance, or regulatory status of any third-party providers
• The absence of errors, bugs, viruses, or malware on the Website
• Uninterrupted access to the Website or availability of the Content

All Content is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind.

Financial markets and economic conditions are inherently unpredictable, and new information can emerge that contradicts previously published analysis or recommendations.

This Website is not operated by a financial institution subject to Gramm-Leach-Bliley Act (GLBA) privacy requirements or a covered entity subject to Health Insurance Portability and Accountability Act (HIPAA) privacy requirements.

Any personal information, financial data, or communications you submit through this Website are governed by our Privacy Policy, which is incorporated by reference into this Financial Disclaimer.

Important Privacy Considerations:

• We recommend that you do not submit sensitive financial information (account numbers, passwords, social security numbers) through unsecured channels such as email or web forms
• Review our Privacy Policy to understand how we collect, use, store, and protect your personal information
• Understand your rights under applicable data protection laws (e.g., GDPR for EU residents, CCPA for California residents)
• Be aware that we may use cookies, tracking pixels, and analytics tools to monitor Website usage

The Company is not responsible for the privacy practices of third-party websites, platforms, brokers, or service providers linked from this Website. Review their privacy policies independently.

The Company reserves the right to update, modify, or revise this Financial Disclaimer at any time without prior notice. Any changes will be posted on this page with an updated “Last updated” date at the top of this document.

Material changes may be communicated to users via email, website banner notifications, or other reasonable means, but the Company is not obligated to provide individual notice.

Your continued use of the Website after such changes are posted constitutes your acknowledgment and acceptance of the revised Financial Disclaimer.

We encourage you to review this Financial Disclaimer periodically to stay informed of any updates or changes that may affect your use of the Website or your rights and obligations.

If you have questions, concerns, or complaints about this Financial Disclaimer, our compliance practices, or any Content published on this Website, please contact us at:

For regulatory inquiries or to report potential violations of securities laws or regulations, you may also contact:

• U.S. Securities and Exchange Commission (SEC): www.sec.gov
• Financial Industry Regulatory Authority (FINRA): www.finra.org
• Federal Trade Commission (FTC): www.ftc.gov
• Your state securities regulator: www.nasaa.org

If any provision of this Financial Disclaimer is found to be invalid, illegal, or unenforceable under applicable law in any jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable in that jurisdiction.

If modification is not possible, the provision shall be severed from this Financial Disclaimer in that jurisdiction only, and the remaining provisions shall continue in full force and effect.

The invalidity or unenforceability of any provision in one jurisdiction shall not affect the validity or enforceability of that provision in any other jurisdiction.

This Financial Disclaimer, together with our Privacy Policy and Terms of Service, constitutes the entire agreement between you and the Company regarding your use of this Website and supersedes all prior or contemporaneous understandings or agreements, whether written or oral.

This Financial Disclaimer shall be governed by and construed in accordance with the laws of Delaware, United States, without regard to its conflict of law provisions.

Any disputes arising from or relating to this Financial Disclaimer or your use of the Website shall be resolved exclusively in the state or federal courts located in Wilmington, Delaware, and you consent to personal jurisdiction in such courts.